Invest in your future

Buying your first home is an important step - and if you make the right decisions it can help form the foundation on which to build assets for life. The right decision doesn't only mean finding the right property - it involves choosing the right type of loan from the best lender.

If you're a first home buyer, you'll typically need to borrow a higher percentage of the valuation of your property. This can involve extra costs such as mortgage insurance. As a first home buyer you may also qualify for government grants and other state and national incentives that may be available from time to time.

What is a first home buyers grant?

The federal government introduced the First Home Owner Grant in 2000 to facilitate buying first homes. The grant is not means-tested and consists of a one-off, tax-free payment of $7,000.

Investment

Whether you're a first time property investor, or looking to add another property to your portfolio, there is a wide choice of loans available.

Choosing the right loan can have a direct effect on the success of your investment. The wrong loan can be inflexible, unnecessarily expensive and inappropriate for your needs.